capital one

do NOT do business with capital one.  they are thieves.  they'll take money out of your bank account withOUT your authorization.  they've done it twice to me already.  making me incur several NSF charges.  yes, i owe them money, but they have NO right to withdraw funds without my permission.  period.

never mind they'll call you day AND night, several times a day in fact, to tell you they want money.  so this is the letter i sent them:


Dear Capital One:

My name is ***, and I have 2 credit cards
with your company, a/c # 4862 #### #### ####, and
a/c # 4862 #### #### ####.

I know my balances are maxed out, and in one
account, over maxed.  And I will pay down these
balances.

I just got home from the hospital, and listened to my
phone messages.  There were over 20 calls from
CapOne.  My brother told me that he picked up the
phone once and explained to the caller the situation.

Yet CapOne continued to call over a dozen more
times.

Not only that, but CapOne has taken money out of my
bank account, TWICE, without my authorization,
causing me to incur charges for overdraft protection.

So to prevent any more theft, I've changed banks.
I'll pay CapOne when I receive a paper bill.  No more
ESF transfers for you.  I can't take the chance that
you'll revert to your old ways again in the future.

I've also put a block on your telephone numbers.  So,
until I receive a paper bill, you'll just have to wait in
line like everybody else.

Respectfully yours,